Capital built around commercial opportunity

Inventory Funding & PO Financing

Your next purchase order should not be limited by yesterday’s bank balance. Explore flexible capital for inventory, manufacturing, imports and retail expansion—including programs that can begin qualification before a purchase order is issued.

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A different approach to business capital

More Flexible Than a Traditional Bank Conversation

Traditional lenders often focus on collateral, fixed credit limits and lengthy underwriting. Through funding relationships, TLT Commerce Group helps eligible businesses explore transaction-focused structures built around purchase history, product demand, inventory turns, distribution channels and future growth. We can discuss your opportunity even if you have not received a formal retailer PO.

Easy Qualification Review

Start with a straightforward discussion of your business, sales channels, inventory needs and projected demand. Initial inquiries do not require a finalized purchase order.

Competitive, Structured Terms

Compare available financing structures against your existing bank line, early-payment discounts or supplier terms. Pricing depends on the transaction; lower rates are not guaranteed.

Growth Without Waiting for a PO

Explore eligible inventory programs for planned replenishment, new product introductions, seasonal builds and channel expansion.

Funding options

From Factory Production to Retail Delivery

Inventory & Replenishment

Support repeat orders, fast-moving SKUs, safety stock and seasonal inventory purchases before a stockout costs you sales.

Purchase Order Financing

Evaluate financing against qualifying purchase orders from retailers and other creditworthy buyers, including factory production and supplier deposits.

Import & Landed Cost

Potential financing structures may include FOB product cost, international freight, customs duties and port-to-warehouse transportation.

Retail Expansion

Prepare inventory for Amazon, Walmart, Costco, Target and other channels; evaluate needs tied to new listings and distribution commitments.

Working Capital Coordination

Discuss supplier terms, receivables timing, manufacturing lead times and cash conversion cycles to identify the most suitable approach.

Fulfillment Alignment

Coordinate funding conversations with inventory movement, 3PL warehousing, replenishment planning and delivery execution.

How it works

Simple First Steps. Customized Solutions.

01 · Tell Us About Your Business

Share product categories, approximate sales, current distribution and the amount and timing of funding you are considering.

02 · Review the Opportunity

We assess your needs and coordinate an initial eligibility conversation with potential funding partners.

03 · Compare a Proposed Structure

Review funding scope, estimated cost, repayment mechanics, collateral or control requirements and expected timing before deciding.

Financing is arranged through third-party providers and is subject to eligibility, underwriting, documentation and final approval. Not every program is available without a PO. No specific rate, savings, amount or approval timeline is guaranteed.

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